Home Buyers

Sept. 22, 2022

Consider This Before Buying Furniture for Your New Berks County Home

You've found the perfect home for sale in Berks County and closed the deal. Now for the fun part - buying furniture! But hold on, don't get carried away. Doing so can lead to costly mistakes. When it comes to buying furniture for your home, there are a number ...

View More
Posted in Home Buyers
Sept. 15, 2022

What First Time Berks County Home Buyers Can Do If They're Priced Out of the Market

Berks County first-time homebuyers face a major challenge when it comes to buying a home. There is still a record rise in home prices, despite a slight cooling. The median home price in the U.S. has surpassed $400,000 for the first time ever.

This trend is likely to ...

View More
Posted in Home Buyers
Aug. 25, 2022

How to Figure Out How Much Mortgage You Can Afford to Buy a Home in Berks County

Owning a home in Berks County should give you safety and security, and that includes being financially secure. Before you buy a home, you should calculate how much you can afford for a mortgage and make sure it fits safely withing your budget.

Prepare a Detailed Budget

The standard rule ...

View More
Posted in Home Buyers
Aug. 11, 2022

What Does Homeowner's Insurance Cover in Berks County?

Do you know what homeowner's insurance covers for your home in Berks County? There are varying coverages that depend on what company you go through. But there are some common items that are covered among most policies.

A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your ...

View More
Posted in Home Buyers
July 21, 2022

Maintenance Questions to Ask Before Moving Into Your New Home in Berks County

If you bought a house in Berks County with no maintenance issues at all, that would certainly be a rare occasion. Usually, most homeowners find a something that needs to be fixed in a home within the first couple of months of purchase.

And if you’ve already settled into your ...

View More
Posted in Home Buyers
July 14, 2022

What You Should Know Before Buying a Home Warranty for Your Berks County Home

Home ownership in Berks County is an expensive endeavor. When you take on an already expensive mortgage, you often find yourself paying for things you never even considered before. Home owners are essentially on their own when it comes to maintenance, unlike apartment dwellers whose landlords do all the work ...

View More
Posted in Home Buyers
July 7, 2022

Buying Your First Home in Berks County? An FHA Loan Can Help

Feeling like your financial situation won't allow you to purchase your first home in Berks County? If so, an FHA loan may be right for you. Many people choose FHA loans, especially first-time buyers. Why is it especially important for first-time homebuyers? A FHA loan requires a low down ...

View More
Posted in Home Buyers
June 16, 2022

Avoid These Common Berks County Home Inspection Mistakes

If you plan to buy or sell a home in Berks County, the home inspection is a crucial part of the process. A good home inspection will assess the condition of the home, letting you know what problems need to be addressed before the home is sold, and what potential ...

View More
June 3, 2022

What Should Your Debt-to-Income Ratio Be to Buy a Home in Berks County?

If you're applying for a mortgage to buy a home in Berks County, you'll see the term debt-to-income ratio a lot. It's also referred to as DTI.

This is the ratio between your monthly debt payments and your gross monthly income.

In order to determine if a ...

View More
Posted in Home Buyers
May 5, 2022

What Not to Do After Applying for a Mortgage

You've found the perfect home for sale in Berks County and applied for a mortgage. No doubt you're all fired up to start buying what you need for your new home. But before you start making large purchases or moving money around, you should use caution. You could make decisions ...

View More
Posted in Home Buyers